Is this a brand new engine? Using 90/10 concentrate coolant is fine More of the concentrate the more chemicals are in it that will help keep the system clean.
Yes water does have the advantage of being able to dissipate heat more. But you "shouldn’t " have to worry about that unless you live in a hot climate, ie 35°c+ average thoughout the week.
But if you really want to you can drain some into a tub/jar and top it up with distilled water. Then find an appropriate place to dispose the hazardous chemicals.
This, and then you’re only limited by the drives themselves for speeds.