Noise reduction in buildings have come a long way. Anyone living in an old apartment is going to find it more noisy.

but it’s hard to then build the services that this many people need

The idea is that there are the same amount of people on the island.

Island 1 might need 2 small schools to serve the top and bottom of island.

Island 2 could put one large school in walking distance of living building.

One large school is much cheaper than multiple smaller ones.

Same with things like fire stations. You only need one around the living building on island 2. One station on island 1 might not be in range of all the homes.

You are not thinking about the large picture.

Renting a tiller and throwing down some clover seeds is cheap compared to a lifetime of lawn people.

Just like with your first comment. Yes things break and are expensive, but you’re not throwing ~1500 a month out the window renting.

You can donate blood in 20 minutes. It takes an hour plus to donate plasma

Am I going to sit in a chair for an hour plus without any compensation? Maybe once or twice here and there. But you can donate plasma at least twice a week.

It requires two donations for a single unit. If you donate once and don’t donate the second, then your first donation is unusable. You have to get them to donate twice.

When I was donating plasma, it paid about $75 for each donation. 50 first, 100 for second. The money is pretty good. $300 a month is a lot for a lot of people.

If you didn’t compensate people for plasma donations, a lot wouldn’t do it. They currently need more people to donate.

Plasma “donation” is a good thing.

I knew a Richard Odar. Pronounced odor

Fear of losing basic income is a great crime deterrent.

Are you going to steal from that gas station if you could lose your basic monthly check for 20+ years?

You think kids would drive drunk if you told them that if they were caught, they would lose their basic income for life? Most think it’s a slap on the wrist, maybe some community service, IF they get caught.

Ticketmaster fees and charges are one thing.

But if someone is willing to pay 400+ dollars for a seat at a concert, Shouldn’t they be able to do that over someone that just wants a cheap seat?

I had to look up what the summoner’s tale was. I can say this from memory.

"Whan that Aprille with his shoures soote,

The droghte of March hath perced to the roote,

And bathed every veyne in swich licóur

Of which vertú engendred is the flour;

Whan Zephirus eek with his swete breeth

Inspired hath in every holt and heeth

The tendre croppes, and the yonge sonne

Hath in the Ram his halfe cours y-ronne,

And smale foweles maken melodye,

That slepen al the nyght with open ye,

So priketh hem Natúre in hir corages,

Thanne longen folk to goon on pilgrimages,

And palmeres for to seken straunge strondes,

To ferne halwes, kowthe in sondry londes;

And specially, from every shires ende

Of Engelond, to Caunterbury they wende,

The hooly blisful martir for to seke,

That hem hath holpen whan that they were seeke."

You can say good morning with an infection that makes it asking. Like if I looked over at you on the bus and go “good morning?”. You’d know to reply that you were indeed having a good one. Same as if I said “rough morning?”

I would reply “Just saying”

It’s totally conditioned to say it. I come from where the response to “How you doing?” Is “Good, you?”, “Good”

If someone just said “Morning” to you, you’ve been conditioned to think something is wrong or they are having a bad day more than likely.

First impressions matter, and the first word out of your mouth better be good

You didn’t have to memorize the Canterbury Tales?

Half a decade ago, Kendrick Lemar kicked a white woman off stage for saying it.

She apparently had the rap down and didn’t think about it.

I wouldn’t say it in public, in a quote or song. The amount of people that would get angry at you is more than the people that would stand up for you.

Not really, he has a stereotype of what a Black person acts like, that includes saying the n word. He can’t comprehend there are some people who are both Black and find the word distasteful. So to him if a Black person won’t say it, then they’re not Black.

It’s not about if they want to say it or not it is about society accepting if they can say it or not. When a non-black person sings a rap song, they are supposed to omit the n-word. If you are black, you’re free to say it when desired.

This is basically saying. What if Karmala is raping and gets to an n-word. Is she free to say it?

She is not “African-American” which the word refers to

African-Americans accepting her into the “black” group based on skin color is essentially reverse racism. “She looks like us so she can be one of us”

This is coming from a white Mexifinn-American. I don’t get accepted as being Mexican because I don’t have the skin color, and I don’t get accepted as Finnish because I have a Hispanic last name. I don’t care because I enjoy being treated as an American. I get treated like I’m “white” though.

Sad reality is Harris would get treated as “black”

I don’t have a n-word card to give so I can’t make the call

I knew a guy named Richard Odar, pronounced odor. He didn’t go by Dick.

Video games, Movies, Books

It has 3 solid GameCube games

It has 3 soild movies

It has 3 solid books

Black is wasting tempo to offer a queen trade

Black is not developing any pieces

Even without the blunder it’s just a poor move

We administer retirement, disability, survivor, and family benefits, and enroll individuals in Medicare.

Social Security provides retirement income for almost every American worker.

Ssa.gov

An investment fund is a supply of capital belonging to numerous investors, used to collectively purchase securities, while each investor retains ownership and control of their own shares.

Investopedia.com

The only thing not making it an investment fund is that the government forcefully takes the money and you don’t own the money after it is taken.

The average person gets the majority of their retirement income from SS.

Ask the average person what SS is. They will say that it is a retirement fund. What is a retirement fund? An investment fund.

Social insurance, as conceived by President Roosevelt, would address the permanent problem of economic security for the elderly by creating a work-related, contributory system in which workers would provide for their own future economic security through taxes paid while employed.

Ssa.gov

The average person makes 65k

Social security is 12.4%

Medicare is 2.9%

Social Security is 8.19k

Medicare is 1.885k

Average person pays 10k a year to SS and Medicare.

Retirement age is 67

Start work at 18, 49 years of work.

S&P500 has returned an average of 10.64% apr for the last 100 years. 16.5% last 5 years.

30-year morgage is ~7.5%

Let’s just assume the person could put extra money towards their mortgage, gaining 7.5% apr.

10k/12= 833.33 per month

833.33 a month at 7.5% apr for 30 years is 1.02M

833.33 a month at 10% apr for 49 years is 10.41M

Government takes 1-10M from the average American retirement account to give them SS and Medicare.

Let’s say you live until 80. Average life expectancy is ~77.5. Means you have 13 years in retirement.

Average SS payment is 1,864.52 a month. 22,374.24 a year.

13 years of 22,374.24 is 290,865.12.

Average person is losing 750k-9.75M for retirement.

Medicare is a whole other beast but unless you’re going to pay 750k+ on medical expenses in retirement, it’s not going to benefit you.

Even with Medicare you have to pay premiums, deductibles, copayments, and coinsurance. So it’s not like it’s all covered for “free”.

SS is a government ran ponzi scheme. Anyone else doing it would be a crooked investor.

I get that minimum wage is $7.25 and that’s 15k a year. They are paying 2k a year for SS. They will most likely benefit from the system.

But the average American shouldn’t be footing so much of the bill and not seeing any benefits.

It’s crazy

Last lap

Make it your best!

Ridge Racers

Criminal Minds