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The original was posted on /r/finland by /u/Natural_System_8559 on 2023-09-12 11:35:11+00:00.

A family member is living through this hell right now. Finnish citizen with a Finnish passport, returned to Finland. Never had a Finnish bank account. Without bank codes, the only way to update DVV is by mail through a post office. Takes 4 weeks to process. Applied for a bank account 3 weeks ago, no communication received, no bank account opened, hence no bank codes. Without bank codes no cell phone contract, no home internet, no home insurance.

I myself am a foreigner who previously lived in Finland, but I still have ties to Finland (I own property there). Nordea decided to cancel my bank account, so I don’t have bank codes anymore either. It is getting increasingly complicated to manage my property in Finland without these blasted bank codes.

Whoever thought is was a good idea to let banks handle strong authentication made a big mistake. the banks have more requirements for issuing bank accounts than the government has for issuing identification. In a digital society, the government should be handling this. If they can issue a passport or a residence permit, that is all the info that should be needed for authentication.

According to YLE article, half a million people deal with this issue.