Yes, though for a long time my employer never offered one so mines is only a few years old. But I do contribute up to the employer match.
Before that I’ve had an IRA that I’ve always contributed the max amount yearly.
Not a high wage earner so will probably need to work until unable to - but at least there will be some savings beyond the bare minimum social security that may or may not exist in 20-30 years.
Yes, though for a long time my employer never offered one so mines is only a few years old. But I do contribute up to the employer match.
Before that I’ve had an IRA that I’ve always contributed the max amount yearly.
Not a high wage earner so will probably need to work until unable to - but at least there will be some savings beyond the bare minimum social security that may or may not exist in 20-30 years.