Never say a discouraging word about EVs on that subreddit, it won’t be pretty.

When buyers and sellers both agreed to voluntarily pay whatever price the market set nobody’s being taken advantage of.

Just say no

Negative equity is killer #1. High interest rate on a 6 year loan for darn near the entire amount is killer #2.

Keep paying off your current ride and hopefully by the time it dies your financial situation will have improved. Good luck.