You’d need to look at the costs on a case by case basis.
For me, no, an EV would not save money but my use case doesn’t fit very closely to the average car owner. I don’t drive all that many miles in a year, live in a cheap gasoline area and my current vehicle is averaging 43.7 mpg over its life.
By the time I add up the cost of trading/selling my current vehicle for an EV, plus the substantial insurance increase, plus the loss of income from selling my excess power back the electric company through net metering it’s a money losing proposition. And this isn’t even looking at depreciation, increased tire costs or registration fees.
But if you drive the average distance people drive, live in a higher gasoline price area and can charge at home most of the time
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