That’s just the majority of this sub tbh

Still praying for a slightly smaller ultra 🙏

With that high of a destructible it’s basically just insurance against a catastrophic failure. IMO at that mileage and yearly usage you probably won’t get that money back. However, knowing that if something like an engine failure happens you will be covered sounds worth it to you, go for it. Or if you simply don’t have the 5-10k sitting around to cover a repair like that. But do note the chances of a failure like that happening are very very small.