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Cake day: November 27th, 2023

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  • No point in adding up what you’ve spent already, it’s a sunk cost. Instead, each time you are about to incur a new expense, ask yourself what comparable car you would get if you spent what you’re about to in repairs on that instead. If you’re looking at a $5K engine rebuild, maybe you can find something more reliable for $5K on the open market. But $400? No chance.

    Alternatively, consider what your Camry is worth before and after the repair. If a $400 repair means you can sell it for $2K instead of $500, its a safe bet whether you decide to keep the car or not. But again, a $5K engine? Maybe not.

    And honestly, a lot of the things you’re naming now you’ll be dealing with unless you buy new. So if that isn’t an option…