Yeah thats true, they have so little price difference right now, its better to get 14700k. i just thought op might be from a region like mine, which still intel 14th gen cpu costs 50% more than a 13th gen.

Get the 13700K version. Personally, i like having igpu because i can take my time to repaste & clean my gpu carefully. Then there is still a running pc for my daily tasks. Or i need a file quickly out of my pc then there is no rush…

750watt psu is enough for this build, but if you plan to use it for the next 10 years, you might consider getting a 900~1000watt psu. This will ensure your next gpu upgrade & beside that, a powerful psu will degrade less in 10 years for your build.

If you are familiar with undervolting & you dont want to push your cpu to the sun temperature, Just get a dual tower quality air cooler or cheaper aio with cool rgb.

You can save your money on cpu cooler & get a 4080 instead, you might need a few more bucks for that one. 4070ti’s 12gb vram will be bottleneck for future games

If you want the safest possible temps without performance loss, try to find the stable voltage offset of your cpu, then try to keep your core clocks near together until your cpu wont exceed more than 1.3 Volts

For example i found out my 11900k is stable on 49xGhz all cores with 1.22Volts, as im not worried about single core boosts up to 5.3Ghz, i cut them all to 49x, so even on single core tasks my cpu will stay at 1.22Volts.

I tried to do some benchmarks to make sure this single core underclock wont affect my gaming performance, and i couldnt believe my eyes that this thing i did actually increased my benchmark scores & got me better 1% lows.

By doing this, my cpu is now running 49x instead of 48x all core boost, but consuming 15% less power while stress test and 40% less power while gaming, intel stock setting was getting my cpu really hot on single core tasks with crazy 1.55Volts spikes.

Sorry for long reply