The thing is, they know the car is going to last a long time. That’s why they push the additional warranty. Granted, things do happen but in general your new Toyota, properly maintained, is going to last forever. They get that free money and interest added.
I have zero regrets buying my 2024 Camry hybrid. I read some reviews saying the tech seemed a little dated but I am having a very nice experience so far. I don’t often buy new though so I could be a little behind the curve.