Hey everyone - was wondering, does anyone have recommendations for a travel credit card?

I’m in the market for one and am particularly looking for a card that has:

  1. Decent local spend to point conversion
  2. Decent array of airport lounge access
  3. Perks for hotel stats are a bonus, not required

I’m looking at three now (HSBC TravelOne, UOB PRVI Miles Card, CIMB Travel World Elite) but any advice or considerations would be appreciated!

For what it’s worth: anything with min income requirement is <RM175k is fine!