isn’t it like a debit card with extra steps? at a store I mean
In the US, checks are much worse than paying with a credit or debit card. It is much cheaper for a merchant to take checks than either type of card, so that is why they’re usually used.
Also, the person in question might be very poor / bad with money and unable to get a credit or debit card.
If you can get checks, you can get a debit card and vice versa. Each just relies on having a checking account.
Checks are completely phased out in NZ. You can’t even get checkbooks here anymore.
so futuristic, what are the steps to get there?
Idk if they are phased out in my country, but I have never seen people using them (only in American movies, but not irl) or even talking about them, not even in the 90s. Using them it sound so archaic and ancient
