Despite working since her 16th birthday, Elaine retired with just $45,000 in superannuation. Research shows superannuation is the biggest driver of wealth inequality in Australia – and women have much less of it than men.

Driven by a desire to help others, Elaine worked in sectors like aged care and social services, taking on jobs the government is still desperate to fill.

But after nearly five decades in the workforce, she retired with just $45,000 in superannuation.