I have my car loan through Toyota Financial. When I tried to pay off my car loan - my balance is 2100 and when I tried to get the Pay Off Quote, they’re asking for 3600.

I thought Toyota Financial has no prepayment penalty? My APR is 3.9%

  • Seattleman1955@alien.topB
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    1 year ago

    The balance is the principle left on the loan and doesn’t include the interest, any unpaid late penalties or any prepayment penalties.

    If the payoff date is in the future than the interest to that date will be included.